By: Kim Soyung

Are you trying to pay off debt but are still encountering money problems?  There are several things you can do to pay off debt and be financially free from money problems.  First, determine what debt you have.  List everything out-whether it is credit card debt, student loan debt, or even a mortgage or car payment.  Start by paying off the debt with the highest interest rates.  Usually the debts with high interest rates are credit cards.  Pay the cards down as fast as possible, but still maintain making your monthly payments on the rest of your debt
After the credit cards have been tackled, narrow it down to the next highest interest rate and make that your next priority to pay off.
Obviously this will not happen overnight, but at least you will have a long-term plan of action that will eventually give you the financial freedom you deserve.