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By: Kim Soyung

If you’re one of the lucky guys who was awarded student grants, you may never have student loan debt in your future!  Student grants are awarded to millions of students nationwide each semester.  Some grants are issued due to low family income, and others are due to academic and athletic performances.  Student grants are great because they do not need to be repaid.  You will not have student loan debt if you are awarded student grants.
You need to apply for grants just like you would for any other loan or scholarship.  In essence, a grant really is the same thing as a scholarship.  It is a quantity of money set aside to be “granted” or awarded to a certain demographic.  Search online for “student grants”, “government grants”, or any other specific grant you have heard about.  An essay or family income figure may have to be submitted in order for your application to be submitted and eligible.  This helps the grant agency weed out those that do not meet certain criteria.
Apply for as many student grants as possible.  Why would you not want free money?  Better yet, free money that will never have to be repaid!  So if you would like to be free of student loan debt, apply for as many student grants as you can while you’re in school or pursuing school.  The odds may be against you, but it never hurts to try.