Are you one of the millions of Americans out there that could use a little help paying your rent every month? The truth is, in this struggling economy many people just like you are finding it difficult to pay for all the necessities of life such as food and shelter. As more and more people lose jobs, we are seeing a growing trend of one income households that were once two income homes.
Thankfully, the government has provided a solution to help unfortunate people find affordable housing that meets the needs of struggling Americans in this tough economy.
One solution that the government provides is low rent apartments. The program is operated by H.U.D. ( United States Housing and Urban Development). The way that the program works is that HUD provides funding directly to owners of select apartment houses in exchange for owners to charge less per month for rent. In order to qualify you must meet certain income requirements based on what state that you live in and how many people are in your household.
The first step is to determine if you are eligible. Determining if you are eligible is as simple as taking a look over your previous year W2′s. Visit the HUD website and click on the low rent apartment section. On this page you will find a link that will tell you what the qualifying income is. For example:
If you live in Atlanta, Georgia with another person and your gross yearly income is $28,700, you qualify for assistance through the federal government. You can choose to live in public housing or live in an apartment that accepts funding from HUD.
Now that you have determined that you are eligible, you can search in same section of the website for apartment complexes that participate in the programs HUD has to offer. There are a surprising number of apartments to choose from. Once you have narrowed your selection down to a few, search the internet to make sure it is not a high crime area. A good resource for this is local police crime maps that are available online in most major cities.
Finding affordable housing does not have to be a difficult task. Doing the research and selecting an apartment that best suits your needs can save you hundreds of dollars each year in rent.
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Author: Karla Kessler