If you are looking for a credit card with low or no interest then you have come to the right place. Healthy Financial Habits regularly checks out the latest credit card deals that card companies have to offer. 0% interest introductory cards are usually available to those with good or excellent credit. If your credit is good then you should not have a problem obtaining one of these cards. Here are some zero interest credit cards that we came across.

The Chase Freedom card offers up to 12 months at 0% APR. In addition you will receive a $50 cash back bonus as soon as you make your first purchase. This card offers 3% cash back on certain categories such as gas, department stores, and home improvement stores. In addition you can earn 1% cash back on everything else. This card is offered only to those with excellent or good credit.

Citi bank offers the Citi Platinum Select card with also a 0% introductory rate for the first 12 months. This card carries no annual fees and the Citi Identity theft solutions. Although this card does not offer any cash back options you can rest assure that your account is safe with $0 liability on unauthorized purchases.

The Capital One no hassle miles reward card comes standard with 0% APR on purchases until December of 2010. This card is perfect for the traveler because it offers 1 mile for every dollar that you spend and 2 miles for every dollar that you spend each month over $1,000. This card has no annual fee and the miles do not expire or have limitations.

Discover more gives you more with a 0% introductory rate on purchases and balance transfers for the first 12 billing cycles. In addition you can earn cash back bonuses on categories such as home improvement, gas, travel, department stores etc. You will also receive 1% on everything else.

The Slate card from Chase has no annual fee and 0% on purchases for the first 12 months. This card is an excellent guard against identity thieves because if offers patented fraud protection, zero liability on unauthorized purchases and email and text alerts. In addition this card has Blueprint to help you manage your finances.

Credit card deals are out there. Look around and find the credit card that best fits your needs and apply. Right now would be a great time to apply for that new credit card before legislation that just went into effect causes credit card companies to raise their standards even higher than they already are.

Author: John Zinsky

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