If you are looking for a fairly sweet deal on a cash back credit card that also offers a 0% introductory rate then you may want to consider the BankAmeicard Power Rewards Visa Signature card from Bank of America. Currently, Bank of America is offering an introductory APR of 0% for the first 7 to 10 billing cycles. The 0% APR applies to purchases, balance transfers or direct deposits only.

As for rewards, the BankAmericard gives you 3 points for every dollar that you spend in categories such as gas, grocery, and drug stores. The triple points rewards is only good for the first 6 billing cycles. You will also receive one point for all other purchases.

Once you have accumulated your rewards points Bank of America offers several ways to spend your point. They can be used for travel, hotels, gift certificates, merchandise and many other areas. If you prefer, you can trade your points in for cold cash. You are able to start cashing in once you have reached 2,500 points and your points have no limits.

With identity theft on the rise Bank of America offers a great feature on the BankAmericard and all other cards that they issue. They call the fraud protection service “Total security protection”. This service protects against any fraud out unauthorized use of your card. Best of all it comes standard and is free.

One more feature of this card is its no annual fee. More and more banks are now starting to charge an annual fee because of recent legislation that went into effect just a few days ago.

Finally, once your introductory APR expires your Variable rate APR will be between 12.99% and 20.99%

Author: Allen Dukes

Check back with Healthy Financial Habits every Monday morning for your weekly gold price predictions. Here you will find current news, information and investment strategies that will assist you in making financial decisions. It is important to remember that consulting with a quality financial adviser is always recommended prior to making personal financial decisions.