It’s a new year and you want to make a fresh start with new furniture. The only problem that you have is that you credit is not the best. Don’t let your credit worries stop you from getting thing furniture that you need in the New Year. Renting to own furniture may be an option that you have never considered.

Renting to own from furniture rental companies such as Rent A Center can be a way to get the things that you need with bad credit because they do not check your credit score. Perhaps one of the most frustrating things that could happen is picking out the furniture that you want only to find out that you do not qualify because of your credit, debt, or income. Renting to own eliminates this fear by bypassing all credit checks. All you have to do is show that you have a source of income and are able to pay for what you are trying to buy.

Rent to own businesses not only offer furniture, they also offer electronics such as big screen televisions, computers, stereo equipment, and gaming systems. They have appliances such as washers and dryers, microwave ovens, and even ranges.

Most companies offer free delivery and pickup. This is perfect if you are on the go and do not have time to hassle with moving household furnishing. After you pick out the items that you would like in your home a delivery truck will soon drop the items off and in most cases set them up for no additional charge.

Perhaps one of the greatest advantages of renting to own is the fact that you are able to make flexible payments. Not everyone is paid once a month or every week. Rent to own businesses usually offer the option to make small weekly or biweekly payments instead of one large monthly payment.

One argument that many people make about rent to own centers is how all of their merchandise is overpriced after financing charges. People who make this argument fail to realize that many customers pay off their purchases within a couple of months and avoid the hefty finance charges. Renting to own can be a bit on the expensive side if you choose to make the smallest payment possible and stretch it out for as long as possible.

Author: Carla Kessler

Check back with Healthy Financial Habits every Monday morning for your weekly gold price predictions. Here you will find current news, information and investment strategies that will assist you in making financial decisions. It is important to remember that consulting with a quality financial adviser is always recommended prior to making personal financial decisions.